6 things to look out for when choosing a boiler cover

A lot of people sign up for a boiler cover with their gas company simply because it's the easiest choice. But this choice might not be the most budget-friendly. Always make sure to shop around and explore your options before dedicating to a yearly contract.

Choosing the right boiler cover will depend on the function of your boiler. For example if your boiler is heating both the radiators and the hot water, you probably want a boiler plan, which includes the central heating as well.

You'll find many boiler covers out there for under £10 but if you look at the small print, the boiler service is probably not included. And it is the annual boiler service that ensures your boiler stays healthy, and your warranty remains valid. What really gives you value for money is having your boiler service included in the boiler service package.

Some boiler covers have a limit on the call-outs you can make per year. In the long term this can cost you a lot more than what you were prepared to pay initially. Before you purchase a boiler cover always make sure it includes unlimited call-outs.

Not all boiler coves are made the same. What seems like a cheap boiler cover might end up being an"introductory offer", which means prices will skyrocket after the first year. Most boiler covers roll automatically, unless you make the effort to cancel them at the end of the period. Now imagine, if your prices rise in the second year, and you end up missing the cancellation email while on holiday.

It sounds great to get a boiler cover for less than £5 per month, until you discover the excess is £95, and let's be honest, not everyone can afford this amount of cash immediately. Remember to always look out for the hidden excess. If a price looks too good to be true, it probably is. Always check, if you'll have to pay excess and add it up. It might make the deal you're looking at not that good after all.